Bank Muamalat Job Vacancy

PT Bank Muamalat, one of the country’s major sharia banks, plans to offer Islamic bonds worth between US$50 million and $100 million to global investors this year.

The bank’s president director, Arviyan Arifin, said in Jakarta on Monday that the sukuk bonds would be offered to investors in the Middle East. He said that the bank would open a branch in Jeddah, Saudi Arabia, to support the plan. “We will issue the sukuk this year as soon as we open a branch office in Jeddah,” he said.

Muamalat finance director Hendiarto said the bank was still preparing the opening of the new Jeddah branch. “We are still trying to meet the requirements,” he added.

Hendiarto said Muamalat also planned to issue subordinated sukuk worth about Rp 800 billion ($93.6 million) to Rp 1.5 trillion to strengthen the company’s financing capacity. — JP

PT Bank Muamalat Indonesia Tbk booked IDR270 billion of gross profit throughout the year, rose 93.15% from the same period last year.

The growth of the earnings before tax was due to bigger margin income from its financing, said Director of Retail Banking Adrian A. Gunadi. Up to September, financing rose 45.24% to IDR20 trillion from IDR13.77 trillion.

Most of its financing was channeled to retailers by 65% or IDR13 trillion and the remaining was given to commercial and corporate clients. Consumer loan, particularly for property, dominated the portion followed by multifinance and cooperative.

"From the total IDR6.3 trillion consumer financing portfolio, IDR3 trillion was channeled to housing financing," Adrian said.

Bank Muamalat was established in 1991 by local and foreign investors. Islamic Development Bank owns 32.82% of the Islamic bank's share, Boubyan Bank Kuwait has 24.94%, Atwill Holdings Limited holds 17.95% and public trades the rest 5%.

Retail segment also motored the growing third party fund, which grew by IDR7.15 trillion to IDR21 trillion in total. The retail clients contributed IDR14 trillion of its third party fund.

"Saving and current account represented 50% of the total of retail’s third party fund. The rest 50% was in deposit,” Adrian detailed.


Nearly two decades after its birth, Bank Muamalat now provides services to over 2.5 million customers through a network of over 3000 outlets spread across all 33 provinces in Indonesia. The network is also supported by an alliance through more than 4000 online post office/SOPP, 32.000 ATM, as well as over 100.000 debit merchant across the country. Bank Muamalat is also the first and the only Indonesian bank running a full branch in Malaysia.

Submit Application

For those of you who are interested, can send your CV accompanied with Pas in the latest photos to the email address corresponding to the area of ​​your choice:


Sumatra Utara: hc.sumbagut@muamalatbank.com
Sumatra Selatan: hc.sumbagsel@muamalatbank.com
Jabotabekser: recruitment@muamalatbank.com
Jawa Barat: hc.jabar@muamalatbank.com
Jawa Tengah: hc.jateng@muamalatbank.com
Jawa Timur: hc.jatim@muamalatbank.com
Kalimantan: hc.kalimantan@muamalatbank.com
Kawasan Timur Indonesia (KTI) : hc.kti@muamalatbank.com

Available Position

1. Teller
2. Customer Service
3. Relationship Manager Funding
4. Relationship Manager Financing
5. Back Office
6. Data Center Operator
7. IT & QA Procedure
8. IT Security Admin staff
9. IT Development
10. IT Support (Located in Makassar)
11. HRIS Staff
12. IT Project Manager
13. Public Relations Staff
14. Internal Relations Staff
15. Reviewer FI Financing
16. Sub Branch Manager
17. Area Auditor


General Qualifications for prospective applicants:

1. Men and Women
2. Education Min. D3 all Programs (1 to 4) and D3 Department of IT & SI (6 to 12), D3 Department of Accounting & Economics Finance (5) and Min. S1 (12 s.d 17)
3. Age Max. 25 years, look attractive and not married (7,8,13,14)
4. Open for Fresh Graduate (1 to 11), experienced diperbankan preferably (11 to 17)
5. Have proficiency in spoken and written English
6. Mastering the use of computers (Min. MS Office), and Adobe Photoshop, Coreldraw (13 & 14)
7. Have excellent communication skills
8. Pro-active personality, full of initiative and able to work under pressure, with minimal supervision
9. Having a good knowledge about the basic principles of Islam and Islamic Banking
10. Has no family relationship with the employee and the Board of Directors of Bank Muamalat Indonesia

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